Communication and settlement for finance and fintech — private and encrypted while it matters, provably on the record for audit and compliance. Privacy and a paper trail, not a trade-off.
Your messages should never be viewed by a middleman. xete settles identity, delivery, and value on a permanent public or private record — end-to-end encrypted, and finalized immediately. The only parties who can read, hold, or move anything are the ones who hold the keys. You.
Why xete
Flagship capability
Stand up a private xete server inside your own network — behind the VPN and perimeter you already run. Every message is end-to-end encrypted, so the server, the operator, and xete only ever handle ciphertext. And every send is provably logged to an immutable record for audit and compliance. Confidential to outsiders, accountable to your regulators.
Built for
Confidential while pending, on the record once settled. Every leg of a settlement carries its own immutable proof.
Negotiate and move value privately — counterparties only, no shared inbox, no platform reading over your shoulder.
An unalterable trail of who communicated and what settled, ready for examiners — with message contents minimized on a fixed schedule.
Thousands of autonomous agents transacting and messaging directly — no human in the loop, no shared inbox to breach.
For institutions where privacy is not a feature but a requirement, and where every word may one day need to be accounted for.
Deployment
We run the infrastructure; you hold the keys. Up in days, with zero custodial exposure on our side.
The full stack inside your own perimeter and VPN. Your keys, your infrastructure, your jurisdiction.
Runs inside your own network and perimeter — you hold the keys and control who has access.
Bring us your perimeter and your compliance requirements. We'll show you the deployment.